Integrated Benefits Institute

October 2017

The Tide is Turning: The changing world of disability insurance

In this paper, we focus on what insurers can do to better help their members return to work after a disability claim as soon as possible, or even stay at work and avoid a disability claim altogether. As a disability insurer, we have redefined our mission from simply issuing checks to helping people with disabilities rejoin society as full participating and contributing partners. We explore how far we have come toward this goal as an industry, and how much further we still need to go.

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